THREE OPTIONS MAKE IT SIMPLE TO FIND THE PERFECT PACKAGE

You could do hours of research to come up with the right coverage for each client.

Or you could select one of our expertly designed packages. Each one:

  • Is developed with in-depth industry knowledge
  • Meets your clients’ unique risks
  • Fully protects their businesses
COMPLEXITY/SIZE

Commercial Protector ®
Business Owner’s Policy (BOP)

  • Bundles property + liability coverage.
  • Suits businesses with up to $8.5 million in sales per location.
  • Includes 340-plus eligible classes.
  • Is quick and easy to customize for each client’s needs.
  • Allows you to choose hired and non-owned coverage to keep all coverage conveniently on one policy
COMPLEXITY/SIZE
COMPLEXITY/SIZE

Custom Protector ®

  • Bundles discounted property + liability coverage.
  • Suits businesses with more unique needs.
  • Includes 400-plus eligible classes.
  • Is easy to quote.
  • Includes options for all of our property, liability, crime, inland marine, and hired and non-owned coverages, so you can conveniently provide comprehensive coverage with one policy.
  • Lets you choose property and liability market-segment enhancement bundles to customize coverage for industry-specific needs.
COMPLEXITY/SIZE

Comprehensive Business Package (CBP)

  • Bundles discounted property + liability coverage.
  • Suits more complex businesses with special coverage needs.
  • Open to all classes of business within our appetite.
  • Provides the highest degree of customization that meets the most complex needs of your business clients. Choose from:
    • Industry-specific endorsements
    • Supplemental property + liability coverage forms
    • Additional flexible limit options
COMPLEXITY/SIZE

Meet Specific Industry Needs with Tailored Enhancements

We’ve crafted customized coverage for the wide range of business sectors listed below to help you provide coverage for the unique risks each of your clients:

  • Automobile services
  • Barber shops and beauty salons
  • Condominiums
  • Contractors
  • Dry cleaners
  • Florists
  • Food processors
  • Funeral homes
  • Hotels
  • Manufacturers
  • Photographers
  • Printers
  • Religious organizations
  • Real estate
  • Restaurants
  • Retailers
  • Service providers
  • Wholesalers
  • Automobile services
  • Barber shops and beauty salons
  • Condominiums
  • Contractors
  • Dry cleaners
  • Florists
  • Food processors
  • Funeral homes
  • Hotels
  • Manufacturers
  • Photographers
  • Printers
  • Religious organizations
  • Real estate
  • Restaurants
  • Retailers
  • Service providers
  • Wholesalers

Get More with Every Package

Expertly designed coverage that anticipates your clients’ needs is just the start. With Liberty Mutual packaged products, you also get:

Roll over (PC) or click (mobile) each tile to learn more.

Satisfaction

As the #1 preferred business insurer1, we listen carefully to your clients’ needs and ensure they’re covered.

Peace of mind

As the #3 commercial package writer2 with more than 700,000 policyholders, you can have confidence in our experience and outstanding expertise.

Value that counts

Our custom approach focuses on coverages your clients really need, not “extras” they don’t.

Selection

With nearly 700 SIC classes and 70 percent of market opportunity within our appetite, it’s easy to find comprehensive packages that suit almost every client’s needs.

The best of both worlds

Get the local support and consultative partnerships you’d expect from a regional carrier, plus the advantages of advanced technology and innovative products only a leading national carrier can provide.

1Based on 2016 survey of business insurance buyers and their preference of national carrier. 22016 National Association of Insurance Commissioners Property and Casualty Insurance Industry 2015 Market Share Report.

Save even more time by quoting through eCLIQ.

Our signature online quoting and administration system quickly guides you to the right package for each client.

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