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CT: Coming soon! Cyber suite for additional lines of business
March 12, 2024
In Connecticut, our comprehensive cyber suite endorsement will soon be available for monoline general liability (GL) and business package policies with effective dates on or after June 1.
With cyber suite for monoline GL and business package policies, your clients will enjoy expanded limits of up to $5 million to provide protection for more complex business exposures.
Offered through The Hartford Steam Boiler Inspection and Insurance Company and replacing the data security endorsement, cyber suite gives your small commercial clients more robust coverage for today’s digital world.
To learn more about cyber suite for monoline GL and business package policies – including how to quote it – check out the on-demand training and visit the product page.
In Connecticut, our comprehensive cyber suite endorsement will soon be available for monoline general liability (GL) and business package policies with effective dates on or after June 1. With cyber suite for monoline GL and business package policies, your clients will enjoy expanded limits of up to $5 million to provide protection for more complex business exposures. Offered…
3 changes to our small commercial business that just make sense
We want to be your first choice for quality multiline commercial business, so we’re making key investments in our products, quoting platform, underwriting tools and appetite guidance. Here are a handful of the changes we’re making – with more to come.
We’re taking pricing and underwriting actions to make our commercial auto product more competitive for quality multiline accounts.
We’re updating eCLIQ to make it easier to do business with us, such as declining out-of-appetite risks earlier in the quoting process.
We’ve added an up-to-date snapshot of our appetite to the agent portal to give you a clear view of what we want to write today.
The new appetite pages on the agent portal are the best place to go to learn about our state-specific industry and class appetite and preferred policy characteristics. Get started.
Have a risk in mind? Look it up! All you need is the business’s state and business description or class code.
We want to be your first choice for quality multiline commercial business, so we’re making key investments in our products, quoting platform, underwriting tools and appetite guidance. Here are a handful of the changes we’re making – with more to come. We’re taking pricing and underwriting actions to make our commercial auto product more…
Misclassified trailers will be updated at renewal
February 13, 2024
Starting Feb. 19, trailers with a load capacity greater than 2,000 pounds that are classified as “service/utility trailer” will be updated to the correct classification — “trailer” or “semi-trailer,” as applicable — effective with the policy’s renewal. Trailer classification will be confirmed using manufacturer and model information. This change may result in premium impacts.
Trailers with a larger load capacity represent more risk in the event of a loss and must be rated appropriately for the exposure. Inaccurate data and improperly rated policies lead to premium leakage, which drives higher rates at new business and renewal.
Use these definitions to help ensure a better client experience:
Service/utility trailer — any trailer or semi-trailer with a load capacity of 2,000 pounds or less.
Trailer — any trailer with a load capacity greater than 2,000 pounds, other than a semi-trailer.
Semi-trailer — a trailer with a fifth-wheel coupling device for use with a truck-tractor, with load capacity over 2,000 pounds. This includes bogies used to convert containers to a semi-trailer.
Starting Feb. 19, trailers with a load capacity greater than 2,000 pounds that are classified as “service/utility trailer” will be updated to the correct classification — “trailer” or “semi-trailer,” as applicable — effective with the policy’s renewal. Trailer classification will be confirmed using manufacturer and model information. This change may result in premium impacts. …