Newsbrief
May 26, 2020

Builder’s risk: Protecting the jobsite
As our communities respond to COVID-19, many construction jobsites are becoming vulnerable to theft, vandalism, fire and water damage. Help your builder’s risk clients protect their jobsites during this time by going over simple safety tips and best practices with them. Don’t forget to ask them about the progress of each of their projects, as it may influence what steps they take to protect their property!
For the latest updates and resources, visit our COVID-19 page on Helping You Succeed.
As our communities respond to COVID-19, many construction jobsites are becoming vulnerable to theft, vandalism, fire and water damage. Help your builder’s risk clients protect their jobsites during this time by going over simple safety tips and best practices with them. Don’t forget to ask them about the progress of each of their projects, as…

Commercial umbrella rates are trending up
For the first time in years, escalating losses and lawsuits have combined to max out coverage limits on liability policies and increase rates for those with commercial umbrella policies. Additionally, due to inflation, policy limits set at $1 million in 1985 may no longer be enough to cover large claims — especially those that take years to settle.
Get familiar with the trends that contribute to the recent rate hikes, then share our Ways to Help Reduce Hazards and Costs guide with your clients.
For the first time in years, escalating losses and lawsuits have combined to max out coverage limits on liability policies and increase rates for those with commercial umbrella policies. Additionally, due to inflation, policy limits set at $1 million in 1985 may no longer be enough to cover large claims — especially those that take…

Have 20 minutes? Learn how inland marine can help you build your book
If you missed our most recent inland marine coffee break webinar “Flexible Solutions for Property on the Move,” you can now watch it on-demand! In just 20 minutes, you’ll learn about our appetite and coverage highlights for inland marine and take a deeper dive into our most popular coverages.
Let us help you grow your book and earn more compensation. Watch the webinar today!
If you missed our most recent inland marine coffee break webinar “Flexible Solutions for Property on the Move,” you can now watch it on-demand! In just 20 minutes, you’ll learn about our appetite and coverage highlights for inland marine and take a deeper dive into our most popular coverages. Let us help you grow…

Extended to June 15: Billing leniency
We at Liberty Mutual and Safeco Insurance are here for you and your customers. Effective March 23, 2020 we introduced a countrywide 60-day billing leniency policy for Safeco and Liberty Mutual small commercial customers, which has now been extended through June 15. This means that from March 23 through June 15, 2020, we are holding all non-pay cancellations.
Head over to Helping You Succeed for more information on billing, and please continue to check our COVID-19 resource page for updates.
We at Liberty Mutual and Safeco Insurance are here for you and your customers. Effective March 23, 2020 we introduced a countrywide 60-day billing leniency policy for Safeco and Liberty Mutual small commercial customers, which has now been extended through June 15. This means that from March 23 through June 15, 2020, we are holding…

Pay-as-you-go billing is more important than ever
Your Way Pay, our convenient pay-as-you-go billing option for workers compensation policies issued in eCLIQ<sup>®</sup>, can be particularly helpful to small businesses in times of uncertainty. Real-time premium calculations based on actual payroll can help free up your clients’ cash flow when they need it most – and reduces the likelihood they’ll be paying more than needed through the year. With no down payment, no installment fees and a lower risk of an audit adjustment at the end of a policy term, Your Way Pay is always a great option.
Help clients get through these difficult times. Be sure to recommend adding Your Way Pay whenever you write or renew a workers compensation policy. Review the resources we’ve created to help you explain and recommend Your Way Pay to clients.
Your Way Pay is powered by SmartPay. You may only add Your Way Pay to new business or at policy renewal. Your Way Pay is not available in HI, OH, ND, WA and WY.
Your Way Pay, our convenient pay-as-you-go billing option for workers compensation policies issued in eCLIQ<sup>®</sup>, can be particularly helpful to small businesses in times of uncertainty. Real-time premium calculations based on actual payroll can help free up your clients’ cash flow when they need it most – and reduces the likelihood they’ll be paying more…
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