Newsbrief
June 7, 2022

AK, VT: Introducing the refreshed Liberty Mutual® Small Commercial Umbrella
Liberty Mutual recently introduced a refreshed umbrella product that will improve your experience, and your clients’ experience, too! Changes include:
- Updates to the base contract and optional endorsements
- New, easier to read policy forms
- Consolidation of the policy packet to reduce page count and improve policy construction
There will be no changes to the eCLIQ<sup>®</sup> quoting process and no rating impacts as a result of this refreshed product.
In Vermont, this product has been available for new business and renewal business effective June 1. In Alaska, this product will be available for new business and renewal business effective October 1, 2022.
The refreshed Liberty Mutual Umbrella is now available in AL, AK, AR, AZ, CA, CO, CT, DE, GA, IA, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, NE, NH, NJ, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
Learn more about coverages and options on your updated umbrella product page.
Liberty Mutual recently introduced a refreshed umbrella product that will improve your experience, and your clients’ experience, too! Changes include: Updates to the base contract and optional endorsements New, easier to read policy forms Consolidation of the policy packet to reduce page count and improve policy construction There will be no changes to the eCLIQ<sup>®</sup>…

Multiple states: New post-bind verification process
When inaccurate data is used to rate policies and make underwriting decisions, premiums become misaligned with risk profiles, which stifles growth and drives premium increases at renewal. That’s why it’s important to collect accurate data at quote time. To improve profitability, we’ll soon be conducting post-bind reviews of Liberty Mutual small commercial policies to ensure the accuracy of passthrough classifications. In the next few weeks, you’ll hear more information regarding verification of discount eligibility or pre-fill overrides.
First, we’ll email you if something is changing on the policy. Then, we’ll do a conditional renewal or a cancel rewrite, or we’ll prepare to remove an ineligible discount at new business or renewal, depending on the situation. Review the Agent’s Playbook to get familiar with eligibility guidelines and how to avoid common errors in assigning class codes or take our new on-demand risk classification training. Remember to use SmartNav to pre-qualify all new business, and further ensure accuracy by providing a detailed Description of Operations in your quote. With your help, we can stabilize rates to provide a better experience for your clients and grow your agency’s book. If you have questions, contact your underwriter or territory manager.
When inaccurate data is used to rate policies and make underwriting decisions, premiums become misaligned with risk profiles, which stifles growth and drives premium increases at renewal. That’s why it’s important to collect accurate data at quote time. To improve profitability, we’ll soon be conducting post-bind reviews of Liberty Mutual small commercial policies to ensure…
In Case You Missed It
February 23, 2016
August 23, 2016
September 6, 2016
July 16, 2019
- Marketing Dispelling myths about millennial consumers.
- Products Find new opportunities to write Inland Marine.
- Training/Resources Thirsty for agency growth and improved retention?
- Risk Control Risk control resources at your fingertips.
- Training/Resources Continuing education opportunities (Oct – Dec).
August 22, 2019
November 5, 2019
- Marketing COMING SOON: Independent Agent Giving
- Online Resources New eBonding platform
- Agent Broker Resources, Marketing Instant Incentives™ is now more rewarding.
- Billing/Premium Audit, Online Resources Premium Audit eReport… an easy, time-saving win!
- Training/Resources Producer and CSR Development Programs
November 19, 2019
- Marketing The Decade of Good Deeds – The countdown begins
- Products Quote scheduled property online in minutes
- Appetite/Industries, Risk Control Ready your retail clients for the holiday season
- Marketing, Risk Control Small Business Saturday®
- Marketing Side hustles are on the rise for millennials
- Marketing How does your agency stack up online?
January 21, 2020
- Marketing 20 insurance leaders to watch in 2020
- Appetite/Industries Interactive small business appetite guide
- Products New inland marine eCLIQ® guidelines
- Appetite/Industries 12 target segments for 2020
- Training/Resources Learn about our Agent Giving Program
- Training/Resources Boost your productivity at the office
February 18, 2020
- Appetite/Industries We’re hungry for food and beverage manufacturers
- Training/Resources Find the right marketing training program!
- Marketing Apply for Change Agents™ Fighting Hunger
- Billing/Premium Audit, Online Resources Billing self-service on the Agents’ Portal
- Training/Resources Insurance Industry Trends and Key Classes to Target
March 3, 2020
- Appetite/Industries Grow your book with industrial equipment manufacturers
- Claims Telemedicine: Rapid care for injured workers
- Marketing Double spins ends March 31!
- Marketing News you can use – now on all your favorite social media channels!
- Training/Resources Register soon: Agent development programs
March 17, 2020
- Appetite/Industries Get paid more for writing workers compensation
- Training/Resources New virtual, self-paced marketing training
- Marketing Here are the 17 Make More Happen™ winners
- Training/Resources Flexible solutions for property on the move
- Training/Resources Have time for a professional development snack?
May 12, 2020
- Online Resources Staying connected to clients during office closures
- Products Inland marine COVID-19 impact and response
- Appetite/Industries Ready to dabble in durable goods wholesalers?
- Online Resources Check out our updated small business appetite guide
- Training/Resources Improve your selling skills in just 20 minutes per week!
May 26, 2020
- Risk Control Builder’s risk: Protecting the jobsite
- Risk Control Commercial umbrella rates are trending up
- Training/Resources Have 20 minutes? Learn how inland marine can help you build your book
- Billing/Premium Audit Extended to June 15: Billing leniency
- Billing/Premium Audit Pay-as-you-go billing is more important than ever
June 9, 2020
August 18, 2020
- Products Clients experiencing project delays? They could save big with inland marine
- Appetite/Industries Hit pay dirt with excavation and grading contractors
- Appetite/Industries Write vineyards and wineries with us!
- Products Don’t forget: Double spins on all products!
- Training/Resources Get 10% off industry-leading training for CSRs, producers and marketers
- Risk Control Wildfires are on the rise
September 1, 2020
- Risk Control An important layer of protection for farm
- Online Resources Everything you need to know about service and supply bonds
- Products It’s easier than ever to quote inland marine in eCLIQ®
- Products The simplest way to write BOP and auto
- Appetite/Industries Set your sights on custom target markets
- Training/Resources Brush up on your selling and retention skills in just 20 minutes per week!
March 2, 2021
April 6, 2021
- Marketing There’s a new product page for every line you write
- Other Snag your package deal!
- Products Multiple states: Introducing the refreshed Liberty Mutual® Small Commercial Umbrella
- Risk Control Improving the auto signed forms request process
- Other Business lines communicable disease exclusion
- A smoother Agent Learning Center experience
July 6, 2021
- Online Resources The Agents’ Portal has that new car smell
- Training/Resources Multiple states: Introducing the refreshed Liberty Mutual® Small Commercial Umbrella
- Products Have you heard the news? We’re extending higher WC commissions through the end of the year
- Online Resources Updates to Auto in eCLIQ® Simple™
- Marketing You showed you care, even when you couldn’t be there
October 5, 2021
- Products Earn up to $100 per policy – 3 eligible products!
- Products Multiple states: Introducing the refreshed Liberty Mutual® Small Commercial Umbrella
- Products It’s Cybersecurity Awareness Month! Are your clients protected?
- Training/Resources Things just got easier! Paperless one-click option is here
November 2, 2021
November 16, 2021
- Products Multiple states: The next generation of motor cargo has arrived
- Products Exclusive new benefits for your cyber suite clients
- Products There’s still time to earn up to $100 per policy
- Risk Control Protect your agency with our Agents E&O Program
- Training/Resources Updates to auto and BOP in eCLIQ® Simple™
December 7, 2021
- Claims Alacrity Solutions joins the water mitigation vendor program
- Training/Resources National Advisory Councils help shape 2022 priorities
- Products Earn up to $100 per policy before it’s too late!
- Risk Control Protecting our systems from cyber attacks
- Training/Resources Updates to auto in eCLIQ® Simple™
March 15, 2022
- Products VT: Cyber suite for BOP in eCLIQ® is coming soon
- Products Last chance for double-spin cash
- Training/Resources On-demand risk classification training
- Training/Resources CA: New post-bind verification process
- Online Resources New Agents’ Portal tabs become permanent on March 18
- Billing/Premium Audit Multiple states: Installment fee billing update
- Training/Resources Michigan Catastrophic Claims Association issues refund
- Products Updates to auto and BOP in eCLIQ® Simple™
April 5, 2022
- Products Sky’s the limit! Earn double spins for every policy you issue
- Billing/Premium Audit Multiple states: Installment fee billing update
- Products Updates to auto and BOP in eCLIQ® Simple™
- Products VT: Cyber suite is now available for BOP in eCLIQ®
- Products Helping you meet the unique needs of nonprofits
April 19, 2022
- Training/Resources Registered owner now required for certain policies in eCLIQ®
- Training/Resources Post-bind verification of year-built information
- Products Multiple states: Get to know your new motor cargo product
- Products CT: Introducing the refreshed Liberty Mutual® Small Commercial Umbrella
- Training/Resources Florida Insurance Guaranty Association surcharge update
- Products Updates to auto in eCLIQ® Simple™
July 19, 2022
- Products Hooray! Now you can service your own BOP endorsements
- Products Higher property value-ups
- Products Earn up to $100 per policy on 3 eligible products!
- Training/Resources New on-demand curriculum: Accuracy Makes Cents
- Training/Resources Did you know? Our underwriting support specialists are at your service
- Billing/Premium Audit Multiple states: Installment fee billing update