On Aug. 1, Liberty Mutual introduced a refreshed umbrella product in Idaho, Nevada and New Mexico that will improve your experience, and your clients’ experience, too! Changes include:

• Updates to the base contract and optional endorsements
• New, easier to read policy forms
• Consolidation of the policy packet to reduce page count and improve policy construction

There will be no changes to the eCLIQ^® quoting process and no rating impacts as a result of this refreshed product.

The refreshed Liberty Mutual Umbrella is now available in AL, AK, AR, AZ, CA, CO, CT, DE, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.

Learn more about coverages and options on your updated umbrella product page.

Imagine an employee is sending a sensitive email over a public network or taking a business call in earshot of someone with malicious intent. In today’s business environment, these occurrences are more of a norm than a what-if, and your clients face new risks that could take their whole business down.

Add cyber fraud to every cyber suite endorsement

Our new cyber suite endorsement includes crucial computer attack and liability coverages and attaches automatically to business owner’s policies in most states*. For the highest level of protection for your clients, be sure to add the optional set of cyber fraud coverages, too. This is particularly important for your clients whose businesses deal with the transfer of money. When you add cyber fraud to your client’s policies, they’re protected from common social engineering techniques like misdirected payment fraud, computer fraud and telecommunications fraud.

How to add cyber fraud coverage

Adding cyber fraud is easy – from the Summary of Policy Coverages section, find Cyber Suite under Optional Coverages and click Edit. Select an insurance limit from the Limit of Insurance dropdown, check the box for Include Cyber Fraud Coverage and the cyber fraud limit will populate accordingly. Click Update to save your changes.

An additional layer of security

Your clients who are cyber suite policyholders also have access to Cyber Safety^®, a collection of risk management tools that help prevent cyberattacks. For more information on what Cyber Safety includes, and an email template you can use to remind clients to sign up, visit the Liberty Mutual Cyber Safety agent page.

Resources for you to help clients stay protected

Your clients rely on you to keep them apprised of emerging business risks. Help them stay protected from cybercrime with cyber fraud coverage.

Plus, check out our new informational PDF to help you better understand our cyber suite endorsement and optional cyber fraud coverages, and what makes them both must-haves for your clients.

*Cyber suite for BOP does not automatically attach in New Hampshire or North Dakota and will need to be added manually.

Cyber suite for BOP is currently available in all states except Alaska, California and New York. It will be available in Alaska for policies with effective dates on or after Sept. 1.

In case you missed the news, you can now service your own business owner’s policy (BOP) endorsements in eCLIQ^® without sending an email request to Liberty Mutual. We anticipate this will make servicing your clients’ policies faster and more convenient than ever.

Servicing your own endorsements is easy. In eCLIQ, simply click the hyperlinked BOP name or the arrow to the left of the BOP name to open a dropdown menu. Then click Start Endorsement.

As a reminder, you can also service your own commercial auto and workers compensation endorsements without sending an email request. We’ll be expanding this capability to other lines of business, too.

For step-by-step guidance on servicing BOP endorsements, check out our on-demand training. If you have additional questions, please call your underwriting support specialist – trained to provide administrative and service-related support – at 1-800-607-4094.

Doing business with us is even easier with eCLIQ Simple. Check out these recent changes:

• The main menu has been enhanced with more robust keyword search capabilities.
• Auto in eCLIQ Simple automatically performs a VIN Prefill search in the background before you enter the Auto Details screen.

Learn more about these changes.