States affected: ID, NM, SD

For agents in Idaho, New Mexico and South Dakota, BOP in eCLIQ Simple — the faster, easier way to quote a business owner’s policy (BOP) — just got even better.

What’s new

• New retail classes: You can now write BOP in eCLIQ Simple for new retail classes including clothing, food, auto parts stores, art galleries and various online retail shops.
• Increased limits: Agents in South Dakota now have higher limits for business personal property — up to $3.5 million for year built 1970 or newer.
• Two new general liability coverages: Worldwide coverage expands territory worldwide when needed by third party sellers and additional insured vendor coverage extends protection to the vendor under their seller’s policy.

Check out the BOP in eCLIQ Simple eligibility tool to see specific classes available in your state, and visit the product page to learn more about BOP in eCLIQ Simple.

States affected: AZ, CO, IL, LA, MO, MS, MT, NM, OR, SC, TX, UT, WI

We’ve made some major upgrades to auto in eCLIQ® Simple™. Our refreshed commercial auto product offers enhanced pricing segmentation, flexible coverages and a much faster, easier quoting experience. What’s more, expanded eligibility allows you to quote nearly 80% of commercial auto risks in eCLIQ Simple!

You’ll find our pricing most competitive when writing business with the following risk characteristics:

• Retail, professional services, real estate and manufacturing industries
• Well-established businesses (15+ years)
• Older vehicles (10+ years)
• Drivers age 35 to 55 without violations
• Quotes with heavily populated driver lists, preferably with at least as many drivers on the policy as there are power units
• Claims-free businesses with favorable insurance scores
• Smaller fleets with 1-4 power units

To provide the most accurate rate when quoting new business, we’re now asking for a few additional pieces of information: the owner’s name, date of birth and address and an authorization to run a soft credit inquiry.

Learn more about the latest version of auto in eCLIQ Simple by visiting the Agents’ Portal.

States affected: AZ, DE, IA, IN, KY, MA, NE, NJ, NV, SC, TN, WV

Our comprehensive cyber suite endorsement will be available for monoline general liability (GL) and business package policies with effective dates on or after Dec. 1 in select states – with expanded limits of up to $5 million to provide protection for more complex business exposures. Offered through The Hartford Steam Boiler Inspection and Insurance Company and replacing the data security endorsement, cyber suite gives your small commercial clients more robust coverage for today’s digital world.

To learn more about cyber suite for monoline GL and business package policies, register for an upcoming webinar!

According to a recent survey of independent agents we conducted with the Big “I,” 96% of respondents said they support nonprofits and other causes in their communities. To help you elevate your philanthropy, we’ve created a Community Giving Guide packed with advice, tips, instructional videos and inspiration.

Designed for independent agencies of all sizes, the guide is based on interviews with fellow agents and insights gleaned from our work with hundreds of nonprofits as part of our Make More Happen Awards. It contains sections on starting or growing a program, choosing the right nonprofit partners, amplifying the impact of your giving and including your clients in your efforts — all to help you reach even more people in need.

To take your giving program to the next level, check out the guide today!

On LinkedIn, we’re building a vibrant community called RISE: Empowering Women in Insurance that helps independent agents further their businesses and careers, all while coming together, connecting and sharing experiences.

Please join us in the LinkedIn group as our community spotlights all the CSR rock stars that work in agencies across the country and the hard work they do. We want CSRs to feel supported and appreciated. And you can help!

Between now and Dec. 16, invite your CSRs to join the group as well. All you have to do is send them the link! Then, make a group post that shows your appreciation toward a CSR; you can highlight major accomplishments, explain how their contributions benefit your agency or tell us something about what makes them special.

On Dec. 19, we’ll randomly select 10 CSRs who have joined the group to win a $50 Amazon gift card.

*No purchase necessary. Ends Dec. 16. View official sweepstakes rules here.

To improve data accuracy and modernize our reporting process for commercial auto policies in Texas, we’ll be partnering with LexisNexis to electronically report commercial and fleet policy and coverage details to the Department of Motor Vehicles beginning Dec. 2022. There will be no changes to your quoting experience as a result of this change.

While we expect this process to improve data accuracy, if you ever need to update any of the reported policy information, please email businesslinesrequests@libertymutual.com for assistance.

Doing business with us is even easier with eCLIQ Simple. Check out these recent changes:

• Auto in eCLIQ Simple is now available in Montana and Texas
• View highlights of our refreshed auto in eCLIQ Simple product in Arizona, Illinois, and Missouri
• With our expanded product eligibility, add up to 75 power units and garaging locations (single state) in most states

Learn more about these changes and more.