Products

We offer products that provide the right coverages at the right price to meet the needs of your clients, no matter how simple or complex their businesses may be.

Updates to auto, BOP, and motor cargo in eCLIQ® Simple™

Doing business with us is even easier with eCLIQ Simple. Check out these recent changes:

  • Auto in eCLIQ Simple is now available in Louisiana and Oregon.
  • Gross annual sales displays on the BOP Review for Issuance screen.
  • Waiver of Subrogation can be added to motor cargo policies.

Learn more about these changes and more.

Doing business with us is even easier with eCLIQ Simple. Check out these recent changes: Auto in eCLIQ Simple is now available in Louisiana and Oregon. Gross annual sales displays on the BOP Review for Issuance screen. Waiver of Subrogation can be added to motor cargo policies. Learn more about these changes and more.

The summer spin party ends in 10 days!

The party’s winding down, but it’s not over yet! You have ten more days to earn an extra Instant Incentives™ spin for every commercial auto, monoline general liability and business owner’s policy you issue – up to $100 per policy!

 

Take advantage of this limited-time offer and get spinning today!

 

Offer not available in California. 

The party’s winding down, but it’s not over yet! You have ten more days to earn an extra Instant Incentives™ spin for every commercial auto, monoline general liability and business owner’s policy you issue – up to $100 per policy!   Take advantage of this limited-time offer and get spinning today!   Offer not available…

Quoting a package product? Use our handy new tool

Audience: CO, IN, MD, NC, OH

Finding the right product fit for your clients should be easy. That’s why we created the new Package/Product Determination Tool to route you to the best package product before you even begin a quote. Talk about convenient!

 

Here’s how it works:

  • Access the new tool directly in eCLIQ® within the new Appetite tab.
  • Enter a GL class code or description, and you’ll see our appetite for that specific class code in your state, as well as initial concerns associated with the class code.
  • If the property and liability are in our appetite, a button labeled See Package/Product Determination will appear.
  • From there, answer a few risk-assessment questions, and the tool will display the right package product for your client.
  • Click Start Quote, and you are then routed to the Advanced tab with the package product already selected for you. You can then add any other lines of business you’d like to quote, and you’ll be routed to the appropriate system to begin your quote.

We’re piloting this new tool in Colorado, Indiana, Maryland, North Carolina and Ohio, with plans to roll it out to additional states. The new tool will eventually replace the Pre-Qualify Tool, offering more robust information about our appetite and a more streamlined quoting experience all in one. For detailed guidance on how to use the new tool, please see our helpful user guide.

Audience: CO, IN, MD, NC, OH Finding the right product fit for your clients should be easy. That’s why we created the new Package/Product Determination Tool to route you to the best package product before you even begin a quote. Talk about convenient!   Here’s how it works: Access the new tool directly in eCLIQ®…

TX: New NAIC code required for commercial auto

Next month we’ll be introducing auto in eCLIQ Simple – a new and improved commercial auto product. The product’s underwriting company in Texas will be Liberty County Mutual Insurance Company, which has a different National Association of Insurance Commissioners (NAIC) code than the one associated with our other commercial products.

 

If you use agency download to import policy information into your agency management system (AMS) and would like to use it for this new product in Texas, you will need to update your AMS with the Liberty County Mutual Insurance Company NAIC code: 19544L. The new code only pertains to commercial auto business quoted in eCLIQ Simple in Texas – new business quoted in all other states will continue to be written under the General Insurance Company of America NAIC code (24732L).

 

For help with configuring your agency management system, contact your AMS vendor. If you have questions about Liberty Mutual downloads, contact your Agency Interface Support Group at agencyinterfacesupport@libertymutual.com or 888-451-8414

Next month we’ll be introducing auto in eCLIQ Simple – a new and improved commercial auto product. The product’s underwriting company in Texas will be Liberty County Mutual Insurance Company, which has a different National Association of Insurance Commissioners (NAIC) code than the one associated with our other commercial products.   If you use agency…

Multiple states: Introducing the refreshed Liberty Mutual® Small Commercial Umbrella

On Aug. 1, Liberty Mutual introduced a refreshed umbrella product in Idaho, Nevada and New Mexico that will improve your experience, and your clients’ experience, too! Changes include:

  • Updates to the base contract and optional endorsements
  • New, easier to read policy forms
  • Consolidation of the policy packet to reduce page count and improve policy construction

There will be no changes to the eCLIQ<sup>®</sup> quoting process and no rating impacts as a result of this refreshed product.

 

The refreshed Liberty Mutual Umbrella is now available in AL, AK, AR, AZ, CA, CO, CT, DE, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.

 

Learn more about coverages and options on your updated umbrella product page.

On Aug. 1, Liberty Mutual introduced a refreshed umbrella product in Idaho, Nevada and New Mexico that will improve your experience, and your clients’ experience, too! Changes include: Updates to the base contract and optional endorsements New, easier to read policy forms Consolidation of the policy packet to reduce page count and improve policy construction…

Take action to help protect your clients from cyber fraud

Imagine an employee is sending a sensitive email over a public network or taking a business call in earshot of someone with malicious intent. In today’s business environment, these occurrences are more of a norm than a what-if, and your clients face new risks that could take their whole business down.

 

Add cyber fraud to every cyber suite endorsement

Our new cyber suite endorsement includes crucial computer attack and liability coverages and attaches automatically to business owner’s policies in most states*. For the highest level of protection for your clients, be sure to add the optional set of cyber fraud coverages, too. This is particularly important for your clients whose businesses deal with the transfer of money. When you add cyber fraud to your client’s policies, they’re protected from common social engineering techniques like misdirected payment fraud, computer fraud and telecommunications fraud.

 

How to add cyber fraud coverage

Adding cyber fraud is easy – from the Summary of Policy Coverages section, find Cyber Suite under Optional Coverages and click Edit. Select an insurance limit from the Limit of Insurance dropdown, check the box for Include Cyber Fraud Coverage and the cyber fraud limit will populate accordingly. Click Update to save your changes.

 

An additional layer of security

Your clients who are cyber suite policyholders also have access to Cyber Safety®, a collection of risk management tools that help prevent cyberattacks. For more information on what Cyber Safety includes, and an email template you can use to remind clients to sign up, visit the Liberty Mutual Cyber Safety agent page.

 

Resources for you to help clients stay protected

Your clients rely on you to keep them apprised of emerging business risks. Help them stay protected from cybercrime with cyber fraud coverage.

 

Plus, check out our new informational PDF to help you better understand our cyber suite endorsement and optional cyber fraud coverages, and what makes them both must-haves for your clients.

 

*Cyber suite for BOP does not automatically attach in New Hampshire or North Dakota and will need to be added manually.

 

Cyber suite for BOP is currently available in all states except Alaska, California and New York. It will be available in Alaska for policies with effective dates on or after Sept. 1.

Imagine an employee is sending a sensitive email over a public network or taking a business call in earshot of someone with malicious intent. In today’s business environment, these occurrences are more of a norm than a what-if, and your clients face new risks that could take their whole business down.   Add cyber fraud…

Service your own BOP endorsements? Yes, you can!

In case you missed the news, you can now service your own business owner’s policy (BOP) endorsements in eCLIQ® without sending an email request to Liberty Mutual. We anticipate this will make servicing your clients’ policies faster and more convenient than ever.

 

Servicing your own endorsements is easy. In eCLIQ, simply click the hyperlinked BOP name or the arrow to the left of the BOP name to open a dropdown menu. Then click Start Endorsement.

 

As a reminder, you can also service your own commercial auto and workers compensation endorsements without sending an email request. We’ll be expanding this capability to other lines of business, too.

 

For step-by-step guidance on servicing BOP endorsements, check out our on-demand training. If you have additional questions, please call your underwriting support specialist – trained to provide administrative and service-related support – at 1-800-607-4094.

In case you missed the news, you can now service your own business owner’s policy (BOP) endorsements in eCLIQ® without sending an email request to Liberty Mutual. We anticipate this will make servicing your clients’ policies faster and more convenient than ever.   Servicing your own endorsements is easy. In eCLIQ, simply click the hyperlinked…

Updates to auto, BOP, and motor cargo in eCLIQ® Simple™

Doing business with us is even easier with eCLIQ Simple. Check out these recent changes:

  • The main menu has been enhanced with more robust keyword search capabilities.
  • Auto in eCLIQ Simple automatically performs a VIN Prefill search in the background before you enter the Auto Details screen.

Learn more about these changes.

 

Doing business with us is even easier with eCLIQ Simple. Check out these recent changes: The main menu has been enhanced with more robust keyword search capabilities. Auto in eCLIQ Simple automatically performs a VIN Prefill search in the background before you enter the Auto Details screen. Learn more about these changes.  

Hooray! Now you can service your own BOP endorsements

You asked, and we heard you! Now you can service your own business owner’s policy (BOP) endorsements in eCLIQ® without sending an email request to Liberty Mutual. We anticipate this will make servicing your clients’ policies faster and more convenient than ever.

 

Servicing your own endorsements is easy. In eCLIQ, simply click the hyperlinked BOP name or the arrow to the left of the BOP name to open a dropdown menu. Then click Start Endorsement.

 

As a reminder, you can also service your own commercial auto and workers compensation endorsements without sending an email request. We’ll be rolling out this functionality to additional lines of business in the future, and we’ll let you know as it’s available.

 

For step-by-step guidance on servicing BOP endorsements, check out our agent reference guide. If you have additional questions, please call your underwriting support specialist – trained to provide administrative and service-related support – at 1-800-607-4094.

You asked, and we heard you! Now you can service your own business owner’s policy (BOP) endorsements in eCLIQ® without sending an email request to Liberty Mutual. We anticipate this will make servicing your clients’ policies faster and more convenient than ever.   Servicing your own endorsements is easy. In eCLIQ, simply click the hyperlinked…

Higher property value-ups

Various economic factors, including the COVID-19 pandemic and global supply chain problems, have been driving up the cost of construction, which has in turn driven up the cost of repairing and replacing commercial property. Higher property value-ups offset these inflationary factors and keep your customers’ businesses insured to value. Get the low-down in this handy downloadable infographic.

Various economic factors, including the COVID-19 pandemic and global supply chain problems, have been driving up the cost of construction, which has in turn driven up the cost of repairing and replacing commercial property. Higher property value-ups offset these inflationary factors and keep your customers’ businesses insured to value. Get the low-down in this handy…

Earn up to $100 per policy on 3 eligible products!

It’s a summer spin party! Through Sept. 30, earn double Instant Incentives™ spins for every commercial auto, monoline general liability and business owner’s policy you issue – up to $100 per policy.

 

Take advantage of this limited-time offer and get this party started!

 

Offer not available in California.

 

It’s a summer spin party! Through Sept. 30, earn double Instant Incentives™ spins for every commercial auto, monoline general liability and business owner’s policy you issue – up to $100 per policy.   Take advantage of this limited-time offer and get this party started!   Offer not available in California.  

MI: New verification and lower commercial auto rates

Effective July 1 in Michigan, Liberty Mutual<sup>®</sup> Commercial Auto new business rates have been reduced up to 20%. Underwriters will also have increased flexibility to reduce rates up to an additional 20% for high-quality new business accounts.

 

To support this rate reduction, we’re introducing a post-bind coverage verification step. Now when you indicate an active Workers Compensation policy is present and that policy isn’t with Liberty Mutual, you’ll need to provide a copy of the declarations page to us. If we don’t receive verification of an active Workers Compensation policy, we’ll adjust the PIP coverage on the auto policy and the premium will be increased accordingly.

 

Now that you can offer Michigan clients a more competitive price, there’s no better time to learn more about our auto coverage.

Effective July 1 in Michigan, Liberty Mutual<sup>®</sup> Commercial Auto new business rates have been reduced up to 20%. Underwriters will also have increased flexibility to reduce rates up to an additional 20% for high-quality new business accounts.   To support this rate reduction, we’re introducing a post-bind coverage verification step. Now when you indicate an active…