Products

We offer products that provide the right coverages at the right price to meet the needs of your clients, no matter how simple or complex their businesses may be.

Which businesses need cyber protection?

Cybercrime is wreaking havoc on businesses of all sizes, and small businesses are no exception. Small businesses often lack the technology and resources to prevent an attack or recover if it does occur, making them particularly vulnerable to this growing threat.

 

If your client does any of the following, they are at risk:

  • Collects digital payments
  • Retains any customer or employee data
  • Communicates over email
  • Uses the internet

Customizing a BOP quote with the cyber endorsement ensures that clients have the highest level of protection against cyber risks. We recently launched cyber suite for BOP in eCLIQ® in select states and will expand availability in the coming weeks and months.

 

This is just one more way we’re helping you provide clients with comprehensive coverage for today’s digital world. Visit our cyber product page to learn more about our coverage offerings, find related training and download marketing materials to share with your clients.

Cybercrime is wreaking havoc on businesses of all sizes, and small businesses are no exception. Small businesses often lack the technology and resources to prevent an attack or recover if it does occur, making them particularly vulnerable to this growing threat.   If your client does any of the following, they are at risk: Collects…

Earn up to $100 per policy – 3 eligible products!

From Oct. 1 to Dec. 31, 2021, you’ll receive an extra Instant Incentives™ spin on every farm, inland marine and business owner’s policy you issue. Take advantage of this limited-time offer and get spinning!

 

Not enrolled in Instant Incentives yet? Visit the Instant Incentives enrollment page to get started.

 

 

From Oct. 1 to Dec. 31, 2021, you’ll receive an extra Instant Incentives™ spin on every farm, inland marine and business owner’s policy you issue. Take advantage of this limited-time offer and get spinning!   Not enrolled in Instant Incentives yet? Visit the Instant Incentives enrollment page to get started.    

Multiple states: Introducing the refreshed Liberty Mutual® Small Commercial Umbrella

On October 1, 2021, Liberty Mutual introduced a refreshed umbrella product that will improve your experience, and your clients’ experience too!

 

Changes include:

  • Updates to the base contract and optional endorsements
  • New, easier to read policy forms
  • Consolidation of the policy packet to reduce page count and improve policy construction

 

There will be no changes to the eCLIQ® quoting process and no rating impacts as a result of this refreshed product.

 

The refreshed Liberty Mutual Umbrella is now available in AL, AR, AZ, CO, DE, IA, IL, IN, KS, KY, MA, ME, MI, MN, MO, MS, MT, NE, NJ, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, WA, WI, WV and WY.

 

Learn more about coverages and options on your updated umbrella product page.

On October 1, 2021, Liberty Mutual introduced a refreshed umbrella product that will improve your experience, and your clients’ experience too!   Changes include: Updates to the base contract and optional endorsements New, easier to read policy forms Consolidation of the policy packet to reduce page count and improve policy construction   There will be…

It’s Cybersecurity Awareness Month! Are your clients protected?

October is Cybersecurity Awareness Month, and while many of us are busy enjoying the crunch of leaves under our boots, cyber criminals are continuing to raise the stakes on cybercrime.

 

Why cybersecurity matters to small businesses
Online crimes reported to the FBI have increased 400% during the pandemic, according to MSSP Alert. More and more of these cyberattacks are targeting small businesses, which often lack the technology and personnel to ward them off.

 

It’s crucial that small businesses protect themselves from this growing threat – as small businesses often lack the infrastructure and resources to recover from the damage that a cyberattack can cause.

 

How you can help
Liberty Mutual Insurance offers cyber coverage that provides a critical layer of protection for your clients’ businesses – and prevention resources, too! Visit our cyber product page to learn more about our coverage, find other related trainings and download marketing materials to share with your clients.

 

Plus, join us on Oct. 13 for a 30-minute webinar to learn more about cyber exposure and risks, and how to start the cyber conversation with your clients.

October is Cybersecurity Awareness Month, and while many of us are busy enjoying the crunch of leaves under our boots, cyber criminals are continuing to raise the stakes on cybercrime.   Why cybersecurity matters to small businesses Online crimes reported to the FBI have increased 400% during the pandemic, according to MSSP Alert. More and…

Higher property value-ups

Various economic factors, including the COVID-19 pandemic, have been driving up the cost of construction, which has in turn driven up the cost of repairing and replacing commercial property. Higher property value-ups offset these inflationary factors and keep your customers’ businesses insured to value. Get the low-down in this handy downloadable infographic.

Various economic factors, including the COVID-19 pandemic, have been driving up the cost of construction, which has in turn driven up the cost of repairing and replacing commercial property. Higher property value-ups offset these inflationary factors and keep your customers’ businesses insured to value. Get the low-down in this handy downloadable infographic.

Multiple states: Cyber suite is now available for BOP in eCLIQ®

Cyber suite for BOP in eCLIQ is available in AZ, DC, DE, IA, IN, KY, MA, NE, NJ, NV, SC, TN and WV.

 

The cyber suite endorsement is now available for business owner’s policies (BOPs) in eCLIQ in select states! Offered through The Hartford Steam Boiler Inspection and Insurance Company, cyber suite provides your clients with more robust coverage for today’s digital world.

 

Cyber suite will replace the data compromise and CyberOne™ endorsements previously available for BOP in eCLIQ in those states.

 

Why do your clients need cyber coverage?
Cyberattacks and data breaches are on the rise. And because small businesses often have fewer cybersecurity measures in place, they are particularly vulnerable to this growing trend. Cyberattacks and data breaches are inconvenient, expensive and can even put your small commercial clients out of business.

 

How to add this coverage
Coverage can be selected at new business or midterm by endorsement. Policies that currently include data compromise and/or CyberOne will receive policyholder notices at renewal, advising of the new endorsement being added to the renewal policy and a summary of the changes. Cyber suite will automatically attach on new business quotes and display within the Optional Coverages under the Summary of Policy Coverages.

 

Visit the Agents’ Portal for more information, and check out the training webinar to learn more about the cyber suite endorsement.

Cyber suite for BOP in eCLIQ is available in AZ, DC, DE, IA, IN, KY, MA, NE, NJ, NV, SC, TN and WV.   The cyber suite endorsement is now available for business owner’s policies (BOPs) in eCLIQ in select states! Offered through The Hartford Steam Boiler Inspection and Insurance Company, cyber suite provides your…

Multiple states: Cyber suite for BOP in eCLIQ® is coming soon

Cyber suite for BOP in eCLIQ will be available in AZ, DC, DE, IA, IN, KY, MA, NE, NJ, NV, SC, TN and WV.

 

On Aug. 1, 2021, Liberty Mutual is introducing a new cyber endorsement for business owner’s policies in eCLIQ. Offered through The Hartford Steam Boiler Inspection and Insurance Company (HSB), cyber suite will provide your clients with more robust coverage for today’s digital world.

 

Cyber suite will replace the data compromise and CyberOne™ endorsements currently available for BOP in eCLIQ in those states.

 

Be sure to register for one of the HSB-led trainings to learn more about the cyber suite endorsement – and stay tuned for more information!

Cyber suite for BOP in eCLIQ will be available in AZ, DC, DE, IA, IN, KY, MA, NE, NJ, NV, SC, TN and WV.   On Aug. 1, 2021, Liberty Mutual is introducing a new cyber endorsement for business owner’s policies in eCLIQ. Offered through The Hartford Steam Boiler Inspection and Insurance Company (HSB), cyber…

Have you heard the news? We’re extending higher WC commissions through the end of the year

This commission incentive is not available for agents or brokers in OR or WI.

 

Your Fourth of July barbeque might be over, but our special commission offer for qualifying new business is still going strong. Hot dog! You can earn 12% commission on the first $15,000 of each new business workers compensation (WC) policy premium* you issue in eCLIQ® – through Dec. 31, 2021.

 

Qualifying new business includes all WC policies issued in eCLIQ between July 1, 2021, and Dec. 31, 2021. During the incentive period, you will receive 12% commission for the first $15,000 of each policy’s premium and your standard WC commission for any additional premium above $15,000.

 

Learn more about our workers compensation product.

 

Remember, Your Way Pay, our pay-as-you-go billing option, is available for all WC policies issued in eCLIQ!

 

* WC policies placed in our Sales and Service Center are subject to the fee structure as defined in your Liberty Mutual Small Business Sales or Service Center Agreement.

 

 

This commission incentive is not available for agents or brokers in OR or WI.   Your Fourth of July barbeque might be over, but our special commission offer for qualifying new business is still going strong. Hot dog! You can earn 12% commission on the first $15,000 of each new business workers compensation (WC) policy…

As life gets back on track, train your sights on inland marine

As the economy begins to shed pandemic-related restrictions and business activity picks up, demand for inland marine is growing. Meet that demand with inland marine coverage from Liberty Mutual, designed to protect a wide range of businesses with unique exposures. Take advantage of our expert underwriting support and quick turnaround times, and enjoy a 20% commission* on both new and renewal business.

 

For the best results, focus on those lines of coverage most critical to businesses as they make the transition to a post-pandemic environment, such as builders risk, contractors equipment and commercial computer.

 

Learn more about our inland marine coverage options, appetite and more.

 

*Refer to your commission schedule for further details. 

As the economy begins to shed pandemic-related restrictions and business activity picks up, demand for inland marine is growing. Meet that demand with inland marine coverage from Liberty Mutual, designed to protect a wide range of businesses with unique exposures. Take advantage of our expert underwriting support and quick turnaround times, and enjoy a 20%…

Multiple states: Introducing the refreshed Liberty Mutual® Small Commercial Umbrella

On April 1, 2021, Liberty Mutual introduced a refreshed umbrella product that will improve your experience, and your clients’ experience too! Changes include:

  • Updates to the base contract and optional endorsements
  • New, easier to read policy forms
  • Consolidation of the policy packet to reduce page count and improve policy construction

There will be no changes to the eCLIQ<sup>®</sup> quoting process and no rating impacts as a result of this refreshed product.

 

The refreshed Liberty Mutual Umbrella is now available in AL, AR, AZ, KY, MI, MT, NJ, ND, SC and UT.

 

Learn more about coverages and options on  your updated umbrella product page.

On April 1, 2021, Liberty Mutual introduced a refreshed umbrella product that will improve your experience, and your clients’ experience too! Changes include: Updates to the base contract and optional endorsements New, easier to read policy forms Consolidation of the policy packet to reduce page count and improve policy construction There will be no changes…

New! Product pages to help you sell and grow

At Liberty Mutual Insurance, we’re committed to continually improving your digital experiences and making it easier to do business with us. As part of our recent work, we’ve launched new product pages on the Agents’ Portal.

 

Now, you can:

  • Seamlessly toggle between the product pages and the Agents’ Portal
  • Find in-depth coverage information and training offerings all in one place
  • Access key guides, marketing materials and relevant resources easily
  • Expand and collapse sections to explore the topics that are useful and relevant to you
  • View content specific to the state you’re writing business in

And that’s not all! The new product pages are just the beginning of many more exciting changes to come this year. To make it even easier to do business with us, we’re launching a whole new portal experience with fresh features, functionality and content.

 

Head over to the new product experience today and see what the future has in store!

At Liberty Mutual Insurance, we’re committed to continually improving your digital experiences and making it easier to do business with us. As part of our recent work, we’ve launched new product pages on the Agents’ Portal.   Now, you can: Seamlessly toggle between the product pages and the Agents’ Portal Find in-depth coverage information and…

Farm ACORD® application now available

You asked—we delivered. You can now access the farm ACORD application in eCLIQ<sup>®</sup> on the Results and Pricing screen for farm package, personal farm liability, commercial farm liability, farm liability monoline and farm property monoline. Watch this video to learn more.

Farm not available in AK, CT, DE, FL, HI, LA, MA, ME, NH, NJ, NY, RI and VT.

 

You asked—we delivered. You can now access the farm ACORD application in eCLIQ<sup>®</sup> on the Results and Pricing screen for farm package, personal farm liability, commercial farm liability, farm liability monoline and farm property monoline. Watch this video to learn more. Farm not available in AK, CT, DE, FL, HI, LA, MA, ME, NH, NJ,…