Products

We offer products that provide the right coverages at the right price to meet the needs of your clients, no matter how simple or complex their businesses may be.

Reminder: New portal password policy rollout underway

We’re continuing to roll out our new portal password policy, which requires stronger passwords and annual password resets for all the user IDs you use to access our systems.

 

To comply with the policy, your new passwords must meet the following requirements:

  • Cannot match your last 10 passwords
  • Must be a minimum of 12 characters long
  • Must contain at least one lowercase letter
  • Must contain at least one uppercase letter
  • Must contain at least one number or one of the following special characters:
    . ~ ! @ # $ % ^ ( ) = { } | : ? – _ / \ [ ]
  • Must begin with a letter or number (password cannot begin with a special character)
  • Cannot use the word “password”

Note: you need to reset your password for every ID you use to access the Agents’ Portal.

 

Update your password today

We’ll continue reaching out to agents by email over the next few months, asking them to reset the passwords they use to access the Agents’ Portal. If you do not reset your password when requested, the system will eventually reset your password automatically.

 

You can avoid the inconvenience of encountering a forced password reset during your workday by changing your password today. To update your password, visit the Reset Password page on the Agents’ Portal and follow the instructions for creating a new password.

 

Once you’ve reset your password in the Agents’ Portal, your new credentials will carry over to other Liberty Mutual portals. This includes Liberty Mutual Surety business, mid-to-large commercial business and RISKTRAC.

We’re continuing to roll out our new portal password policy, which requires stronger passwords and annual password resets for all the user IDs you use to access our systems.   To comply with the policy, your new passwords must meet the following requirements: Cannot match your last 10 passwords Must be a minimum of 12…

MD: Take the new auto in eCLIQ® Simple™ out for a spin

Give commercial auto clients the right coverage at the right price. Our refreshed commercial auto product offers enhanced pricing segmentation, flexible coverages and a much faster, easier quoting experience. What’s more, expanded eligibility allows you to quote nearly 80% of commercial auto risks in eCLIQ Simple!

 

You’ll find our pricing most competitive when writing business with the following risk characteristics:

  • Retail, professional services, real estate and manufacturing industries
  • Well-established businesses (15+ years)
  • Older vehicles (10+ years)
  • Drivers age 35 to 55 without violations
  • Quotes with heavily populated driver lists, preferably with at least as many drivers on the policy as there are power units
  • Claims-free businesses with favorable insurance scores
  • Smaller fleets with 1-4 power units

To provide the most accurate rate when quoting new business, we’re now asking for a few additional pieces of information: the owner’s name, date of birth and address and an authorization to run a soft credit inquiry.

 

Learn more about the latest version of auto in eCLIQ Simple by visiting the Agents’ Portal.

Give commercial auto clients the right coverage at the right price. Our refreshed commercial auto product offers enhanced pricing segmentation, flexible coverages and a much faster, easier quoting experience. What’s more, expanded eligibility allows you to quote nearly 80% of commercial auto risks in eCLIQ Simple!   You’ll find our pricing most competitive when writing…

Value-ups on GL policies resuming

At the beginning of the COVID-19 pandemic, mindful of market uncertainties and their burden on small businesses, we suspended the use of sales and payroll value-ups when calculating premiums for general liability (GL) policies. With claims costs rising and the pandemic winding down, this month we are resuming the use of sales and payroll value-ups for GL policies at renewal to ensure we stay ahead of inflationary trends in the marketplace. We will be notifying policyholders about this change before renewing policies and encouraging them to reach out to their agents with any questions.

At the beginning of the COVID-19 pandemic, mindful of market uncertainties and their burden on small businesses, we suspended the use of sales and payroll value-ups when calculating premiums for general liability (GL) policies. With claims costs rising and the pandemic winding down, this month we are resuming the use of sales and payroll value-ups…

Updates to BOP and motor cargo in eCLIQ® Simple™

Doing business with us is even easier with eCLIQ Simple. Check out these recent changes:

  • Two new general liability coverages, Worldwide Coverage and Additional Insured Vendor Coverage, are now available for selection when writing BOP in eCLIQ Simple policies.
  • Short term policies are now available when writing motor cargo new business in eCLIQ Simple

Learn more about these changes and more.

Doing business with us is even easier with eCLIQ Simple. Check out these recent changes: Two new general liability coverages, Worldwide Coverage and Additional Insured Vendor Coverage, are now available for selection when writing BOP in eCLIQ Simple policies. Short term policies are now available when writing motor cargo new business in eCLIQ Simple Learn…

Step right up to the all-new Instant Incentives™

Goodbye, spin; hello, play and win! The new Instant Incentives offers more of what you love in a brand-new experience. You’ll earn bigger rewards for writing a wider variety of policies — and play fun games to win cash. Plus, it’s easier, with no more cash codes!

 

Even better, for a limited time when you enroll, you’ll be entered in a sweepstakes to win $200 cash prizes. The sooner you enroll, the more chances you’ll have to win! If you currently participate in the old Instant Incentives, you must re-enroll in the new program to continue earning cash rewards. Get all the details and enroll now.

 

Effective Dec. 1, you will no longer earn spins in the old program, but you’ll be able to take advantage of your unused spins through Jan. 31, 2023. If you issue business with multiple Liberty Mutual IDs, you’ll only need to re-enroll with one of them; the rest will automatically be re-enrolled.

Goodbye, spin; hello, play and win! The new Instant Incentives offers more of what you love in a brand-new experience. You’ll earn bigger rewards for writing a wider variety of policies — and play fun games to win cash. Plus, it’s easier, with no more cash codes!   Even better, for a limited time when you enroll, you’ll…

Multiple states: Cyber suite is now available for monoline GL and business package policies

Audience: AZ, DE, IA, IN, KY, MA, NE, NJ, NV, SC, TN, WV

 

Our comprehensive cyber suite endorsement is now available for monoline general liability (GL) and business package policies in select states!

 

Offered through the Hartford Steam Boiler Inspection and Insurance Company and replacing the data security endorsement for business package policies, cyber suite for monoline GL and business package policies offers expanded limits of up to $5 million to provide protection for more complex business exposures.

 

How to add cyber suite

Coverage can be selected at new business or midterm by endorsement. Business package policies that currently include the data security endorsement will receive policyholder notices at renewal advising of the new endorsement being added to the renewal policy and a summary of the changes. Cyber suite will automatically attach on new business quotes for comprehensive business packages and will display within the Optional Coverages under the Summary of Policy Coverages. To add cyber suite to monoline GL or custom protector policies, select Cyber Suite from the Optional Coverages Type dropdown in eCLIQ®.

 

When quoting limits over $1 million, you will be prompted to fill out a supplemental form so our dedicated underwriters can assist you with a personalized quote.

 

Add optional cyber fraud coverage

For the highest level of protection for your clients, be sure to add the optional set of cyber fraud coverages, too. From the Summary of Policy Coverages section, find Cyber Suite under Optional Coverages and click Edit. Select an insurance limit from the Limit of Insurance dropdown, check the box for Include Cyber Fraud Coverage and the cyber fraud limit will populate accordingly. Click Update to save your changes.

 

To learn more about cyber suite for monoline GL and business package policies, visit the product page, or register for tomorrow’s live webinar!

Audience: AZ, DE, IA, IN, KY, MA, NE, NJ, NV, SC, TN, WV   Our comprehensive cyber suite endorsement is now available for monoline general liability (GL) and business package policies in select states!   Offered through the Hartford Steam Boiler Inspection and Insurance Company and replacing the data security endorsement for business package policies,…

Take the new auto in eCLIQ® Simple™ out for a spin

Audience: IN, NV, OH, WY

 

We’ve made some major upgrades to auto in eCLIQ<sup>®</sup> Simple™. Our refreshed commercial auto product offers enhanced pricing segmentation, flexible coverages and a much faster, easier quoting experience. What’s more, expanded eligibility allows you to quote nearly 80% of commercial auto risks in eCLIQ Simple!

 

You’ll find our pricing most competitive when writing business with the following risk characteristics:

  • Retail, professional services, real estate and manufacturing industries
  • Well-established businesses (15+ years)
  • Older vehicles (10+ years)
  • Drivers age 35 to 55 without violations
  • Quotes with heavily populated driver lists, preferably with at least as many drivers on the policy as there are power units
  • Claims-free businesses with favorable insurance scores
  • Smaller fleets with 1-4 power units

To provide the most accurate rate when quoting new business, we’re now asking for a few additional pieces of information: the owner’s name, date of birth and address and an authorization to run a soft credit inquiry.

 

Learn more about the latest version of auto in eCLIQ Simple by visiting the Agents’ Portal.

Audience: IN, NV, OH, WY   We’ve made some major upgrades to auto in eCLIQ<sup>®</sup> Simple™. Our refreshed commercial auto product offers enhanced pricing segmentation, flexible coverages and a much faster, easier quoting experience. What’s more, expanded eligibility allows you to quote nearly 80% of commercial auto risks in eCLIQ Simple!   You’ll find our…

Multiple states: Get to know your expanded BOP in eCLIQ® Simple™!

Audience: ID, NM, SD

 

With new retail classes and additional coverages, it’s easier than ever to grow your BOP book!

 

Check out the BOP in eCLIQ Simple eligibility tool to see specific classes available in your state, and visit the product page to learn more about your expanded BOP in eCLIQ Simple!

Audience: ID, NM, SD   With new retail classes and additional coverages, it’s easier than ever to grow your BOP book!   Check out the BOP in eCLIQ Simple eligibility tool to see specific classes available in your state, and visit the product page to learn more about your expanded BOP in eCLIQ Simple!

CA: Introducing electronic reporting for commercial auto policies

To improve data accuracy and modernize our reporting process for commercial auto policies in California, we’re partnering with LexisNexis to electronically report commercial and fleet policy and coverage details to the Department of Motor Vehicles beginning Nov. 2022. There will be no changes to your quoting experience as a result of this change.

 

While we expect this process to improve data accuracy, if you ever need to update any of the reported policy information, please email businesslinesrequests@libertymutual.com for assistance.

To improve data accuracy and modernize our reporting process for commercial auto policies in California, we’re partnering with LexisNexis to electronically report commercial and fleet policy and coverage details to the Department of Motor Vehicles beginning Nov. 2022. There will be no changes to your quoting experience as a result of this change.   While…

Zip zip! Quoting workers compensation is faster than ever

Quoting workers compensation policies with us is now easier and faster than ever. For many service and light retail classes – such as barbershops, accountants, attorneys and more – you’ll notice a streamlined quoting experience with fewer questions and fewer underwriter referrals, so you can instantly bind certain policies and get back to business.

 

This is just one more way we’re working to improve your workers compensation product and ease of doing business. Visit the workers compensation product page to learn more.

Quoting workers compensation policies with us is now easier and faster than ever. For many service and light retail classes – such as barbershops, accountants, attorneys and more – you’ll notice a streamlined quoting experience with fewer questions and fewer underwriter referrals, so you can instantly bind certain policies and get back to business.  …

Multiple states: BOP in eCLIQ® Simple™ has expanded!

States affected: ID, NM, SD

 

For agents in Idaho, New Mexico and South Dakota, BOP in eCLIQ Simple — the faster, easier way to quote a business owner’s policy (BOP) — just got even better.

What’s new

  • New retail classes: You can now write BOP in eCLIQ Simple for new retail classes including clothing, food, auto parts stores, art galleries and various online retail shops.
  • Increased limits: Agents in South Dakota now have higher limits for business personal property — up to $3.5 million for year built 1970 or newer.
  • Two new general liability coverages: Worldwide coverage expands territory worldwide when needed by third party sellers and additional insured vendor coverage extends protection to the vendor under their seller’s policy.

Check out the BOP in eCLIQ Simple eligibility tool to see specific classes available in your state, and visit the product page to learn more about BOP in eCLIQ Simple.

States affected: ID, NM, SD   For agents in Idaho, New Mexico and South Dakota, BOP in eCLIQ Simple — the faster, easier way to quote a business owner’s policy (BOP) — just got even better. What’s new New retail classes: You can now write BOP in eCLIQ Simple for new retail classes including clothing,…

Take the new auto in eCLIQ® Simple™ out for a spin

States affected: AZ, CO, IL, LA, MO, MS, MT, NM, OR, SC, TX, UT, WI

 

We’ve made some major upgrades to auto in eCLIQ® Simple™. Our refreshed commercial auto product offers enhanced pricing segmentation, flexible coverages and a much faster, easier quoting experience. What’s more, expanded eligibility allows you to quote nearly 80% of commercial auto risks in eCLIQ Simple!

 

You’ll find our pricing most competitive when writing business with the following risk characteristics:

  • Retail, professional services, real estate and manufacturing industries
  • Well-established businesses (15+ years)
  • Older vehicles (10+ years)
  • Drivers age 35 to 55 without violations
  • Quotes with heavily populated driver lists, preferably with at least as many drivers on the policy as there are power units
  • Claims-free businesses with favorable insurance scores
  • Smaller fleets with 1-4 power units

To provide the most accurate rate when quoting new business, we’re now asking for a few additional pieces of information: the owner’s name, date of birth and address and an authorization to run a soft credit inquiry.

 

Learn more about the latest version of auto in eCLIQ Simple by visiting the Agents’ Portal.

States affected: AZ, CO, IL, LA, MO, MS, MT, NM, OR, SC, TX, UT, WI   We’ve made some major upgrades to auto in eCLIQ® Simple™. Our refreshed commercial auto product offers enhanced pricing segmentation, flexible coverages and a much faster, easier quoting experience. What’s more, expanded eligibility allows you to quote nearly 80% of…