Risk Control

No one wants to experience an accident or loss — especially one that could be avoided. Our risk control consultants can help your customers protect their business risks — employees, property, and operations. Our practical recommendations can help keep their businesses running safely and smoothly.

Water, the new fire in commercial construction

Representing 24% of total incurred losses from 2014 to 2018*, water damage has become a key driver of builder’s risk claims. From installing water flow alarms to caging sprinkler heads, policyholders have various tactics at their disposal to mitigate the risk of water damage. It all starts with a wet work program – something we can help your clients create.

 

Share our water damage infographic with your clients to help them understand the principal causes of water losses and how to address them.

*Insurance Services Office, Inc. 2019

Representing 24% of total incurred losses from 2014 to 2018*, water damage has become a key driver of builder’s risk claims. From installing water flow alarms to caging sprinkler heads, policyholders have various tactics at their disposal to mitigate the risk of water damage. It all starts with a wet work program – something we…

Risk control services to share with your clients

Today’s changing business environment amidst COVID-19 has impacted small businesses across the country. As sections of the country slowly reinstate parts of the workforce, you can help ensure the safety of your clients’ workers, their projects and the public by sharing Liberty Mutual’s risk control resources and services with them.

 

Liberty Mutual SafetyNet™ is a one-stop online destination for safety tools, training and resources to help improve workplace safety, reduce the cost of risk and follow nationally recognized standards.

 

In addition, clients can contact the Risk Control Consulting Center, where our expert consultants are able to answer questions about safety and risk control, provide advanced technical guidance and offer a wide array of solutions to help them minimize loss.

Today’s changing business environment amidst COVID-19 has impacted small businesses across the country. As sections of the country slowly reinstate parts of the workforce, you can help ensure the safety of your clients’ workers, their projects and the public by sharing Liberty Mutual’s risk control resources and services with them.   Liberty Mutual SafetyNet™ is…

Builder’s risk: Protecting the jobsite

As our communities respond to COVID-19, many construction jobsites are becoming vulnerable to theft, vandalism, fire and water damage. Help your builder’s risk clients protect their jobsites during this time by going over simple safety tips and best practices with them. Don’t forget to ask them about the progress of each of their projects, as it may influence what steps they take to protect their property!

 

For the latest updates and resources, visit our COVID-19 page on Helping You Succeed.

As our communities respond to COVID-19, many construction jobsites are becoming vulnerable to theft, vandalism, fire and water damage. Help your builder’s risk clients protect their jobsites during this time by going over simple safety tips and best practices with them. Don’t forget to ask them about the progress of each of their projects, as…

Commercial umbrella rates are trending up

For the first time in years, escalating losses and lawsuits have combined to max out coverage limits on liability policies and increase rates for those with commercial umbrella policies. Additionally, due to inflation, policy limits set at $1 million in 1985 may no longer be enough to cover large claims — especially those that take years to settle.

 

Get familiar with the trends that contribute to the recent rate hikes, then share our Ways to Help Reduce Hazards and Costs guide with your clients.

For the first time in years, escalating losses and lawsuits have combined to max out coverage limits on liability policies and increase rates for those with commercial umbrella policies. Additionally, due to inflation, policy limits set at $1 million in 1985 may no longer be enough to cover large claims — especially those that take…

Hurricane season is upon us

According to the National Weather Service, the 2020 hurricane and tropical storm season starts May 15 in the Pacific Region and June 1 in the Atlantic Region of the United States. Advance preparation can help minimize losses due to a catastrophic event. Share our sample action plan with your clients to help them protect their customers, employees and livelihood.

According to the National Weather Service, the 2020 hurricane and tropical storm season starts May 15 in the Pacific Region and June 1 in the Atlantic Region of the United States. Advance preparation can help minimize losses due to a catastrophic event. Share our sample action plan with your clients to help them protect their…

Tornado and hail storms: A growing threat

During the past five years, losses due to wind and hail averaged about $15 billion annually; and they’re increasing each year. Wind, tornado and hail storms are growing in intensity and impacting more areas of the country. To help protect your clients’ business as well as your own, it’s important to have safety measures in place before, during and after a storm. View and share our tornado and hail sample action plans.

During the past five years, losses due to wind and hail averaged about $15 billion annually; and they’re increasing each year. Wind, tornado and hail storms are growing in intensity and impacting more areas of the country. To help protect your clients’ business as well as your own, it’s important to have safety measures in…

New training opportunities for clients

At Liberty Mutual Insurance, we are committed to safety innovation and solving the workplace safety challenges of tomorrow. We want to help your clients take a proactive approach to safety in the workplace. Share our risk control training calendar with your clients and help them find and register for free webinars and seminars led by risk control technical consultants.

At Liberty Mutual Insurance, we are committed to safety innovation and solving the workplace safety challenges of tomorrow. We want to help your clients take a proactive approach to safety in the workplace. Share our risk control training calendar with your clients and help them find and register for free webinars and seminars led by…

Be prepared for winter weather.

Winter will soon be upon us and when the temperature drops, the threat of blizzards, freezing temperatures, heavy winds and snow rises. When it comes to winter threats, it is important to be prepared and planning ahead may help prevent a weather emergency from becoming a business catastrophe. Our winter storm action plan provides:

  • Checklists for pre-storm preparation
  • Immediate actions to take before and during a storm
  • Recovery steps to take after a storm hits

Share it with your clients to help them get ahead of the threat.

Winter will soon be upon us and when the temperature drops, the threat of blizzards, freezing temperatures, heavy winds and snow rises. When it comes to winter threats, it is important to be prepared and planning ahead may help prevent a weather emergency from becoming a business catastrophe. Our winter storm action plan provides: Checklists…

Ready your retail clients for the holiday season

The holiday shopping season has started! Share these helpful resources with your retail clients to help ensure they’re prepared:

Want to write more retail business? Check out our retail resources including an underwriting overview and cobrandable marketing resources.

The holiday shopping season has started! Share these helpful resources with your retail clients to help ensure they’re prepared: How to Manage Crowds at Your Retail Store Parking Lot and Valet Safety Retail safety materials on Liberty Mutual SafetyNetTM​ Want to write more retail business? Check out our retail resources including an underwriting overview and cobrandable marketing resources.

Small Business Saturday®

Since 2010, Small Business Saturday spending has reached a reported estimate of $103 billion. Spread the word and tell your clients and prospects all about the biggest event for small businesses on November 30. It’s a chance to engage with new or current customers, cross-sell products or services and grow sales. Help your clients manage big crowds with these handy tips to prepare for the large event. Because November 30 is all about boosting small business!

Since 2010, Small Business Saturday spending has reached a reported estimate of $103 billion. Spread the word and tell your clients and prospects all about the biggest event for small businesses on November 30. It’s a chance to engage with new or current customers, cross-sell products or services and grow sales. Help your clients manage big crowds with…

National Cybersecurity Awareness Month

This October, Liberty Mutual joins the Department of Homeland Security in raising awareness of the importance of cyber security. Cybercriminals are getting more creative with their cyberattacks. One way is targeting businesses through mobile devices. As many as 83% of businesses are said to be at risk from mobile threats. Cyber liability insurance can help businesses recover from a data breach or cyberattack.

Show your clients and prospects 5 Ways to Secure Your Mobile Devices to keep them from being an easy target.

This October, Liberty Mutual joins the Department of Homeland Security in raising awareness of the importance of cyber security. Cybercriminals are getting more creative with their cyberattacks. One way is targeting businesses through mobile devices. As many as 83% of businesses are said to be at risk from mobile threats. Cyber liability insurance can help businesses recover from…

eRisk Hub® Cyber Risk Management Portal

Smaller businesses face larger losses and have a harder time recovering from a data breach than larger organizations. The per record cost of a data breach averaged $150 in 2019 up from 2017 with no sign of slowing down*.

Prepare your clients with risk management tools available through our eRisk Hub Risk Management Portal. Available through Liberty Mutual’s SafetyNet, it contains valuable resources that will help small businesses respond and prepare against future cyber-attacks.

*Ponemon Institute. 2019 Cost of Data Breach

Smaller businesses face larger losses and have a harder time recovering from a data breach than larger organizations. The per record cost of a data breach averaged $150 in 2019 up from 2017 with no sign of slowing down*. Prepare your clients with risk management tools available through our eRisk Hub Risk Management Portal. Available through Liberty…